We believe that sustaining great credit begins with education. The following blog posts will teach you the fundamentals of credit, how to build better payment habits, and more!
By now, you may have heard about the data breach at Equifax, which compromised the personal information of roughly 143 million people.
Adulting is hard. You just graduated college, moved your stuff out of your parents’ basement, and your to-do list is over capacity.
If you have multiple federal student loans that you are paying off separately, you can consolidate all of them into one.
Not many people know that when they apply for a loan, the inquiries on their credit that lenders pull up can harm their credit scores.
Money is tight and you’re only paying the minimum on your credit cards. It happens to the best of us.
The right thing to do is to consider your credit score and financial needs in order to find the best card for you.
When you check your credit card balance, you are given the statement balance and the current balance.
Accounting for 35% of your credit score, your payment history is the single most important factor.
Accounting for 30% of your credit score, your credit utilization is the ratio of your credit card balance to your credit card limit.
It’s written all over our blog that a good credit score will give you a lower interest rate for anything.
Your credit score is the single most important number in your personal finance. Your score is what creditors use to determine whether...